Brokers who handle repeating dollar-to-euro transfers — pensions, mortgage payments, the wire for closing day — at better rates than your bank will give you.
All three firms are FinCEN-registered. Large transfers trigger identity and source-of-funds checks — a feature of regulated providers, and the reason every name in this category accumulates some compliance complaints alongside the praise.
FinCEN-registered · Nasdaq-listed · founded 2011
The most-mentioned name in the move-abroad forums for international transfers. Mid-market exchange rate, a small visible fee instead of a margin baked into the rate, and a multi-currency account that holds dollars and euros side by side. Best for recurring transfers and amounts under roughly ten thousand; a one-shot property closing is usually better routed through a broker with a phone.
FinCEN-registered · ASX-listed · founded 1998
Two and a half decades of moving large sums for property closings and one-time transfers, with a named broker reachable by phone around the clock. Recommended on Bogleheads — the long-running personal-finance forum populated by US retirees and DIY investors. Forward contracts up to twelve months let you lock today's rate against a closing date months out.
FinCEN-registered · Italy property desk · founded 1996
Nearly thirty years in the business with a dedicated Italy property desk and a separately FinCEN-registered US arm. Dealer-first rather than self-service — every client gets a named account manager, and rates are quoted by phone rather than displayed in a table. Forward contracts run up to twenty-four months, the longest in the category, which earns the listing for any closing more than a year out.
Foreign exchange providers for the other countries are added as those portals open.
Portugal · Spain · France · IrelandIf you worked with a currency or foreign exchange provider who helped you through the move — Italy or anywhere else in the GEO fleet — and you'd send a friend their way, we want to hear about it. Every email gets read.